Insurance companies want it to seem as if filing a disability claim is a simple process that will easily result in you getting benefits on your private insurance plan. These companies want to draw you in to force you to pay premiums to them. Then, when you actually need to file a claim, it turns out that the process is long, taxing, and frustrating. The insurance company essentially lies to consumers to try and get paying customers. The companies promise that they will be there if you ever need assistance due to a disability, but stab you in the back when you most need them. You have to hold the insurance companies liable for the promises they made to pay you benefits in a time of need. There are steps you can take yourself to receive the benefits that you deserve, but it takes a lot of stress off of your shoulders to receive disability claim solutions.
Instead of trying to understand the claims process for a disability claim and talking to the insurance company by yourself, have a trained expert in the field help you through the confusion. There is no reason to take on the insurance company by yourself. Seeing as they have already made the claims process seem much easier than it actually is, there is no reason to believe anything they tell you during the process. Finding someone that can decipher what the insurance company actually wants and is actually saying can result in a totally different outcome of your disability claim. With your livelihood depending on whether you receive benefits to replace your income or not, it seems as if you would take all of the necessary steps to give yourself the best possible chance at receiving benefits. Finding disability claim assistance is the first step to doing exactly that.